BAND 7.5 IELTS ESSAY SAMPLE: CASHLESS SOCIETY PROS AND CONS ANALYSIS AND PERSONAL INSIGHTS

All General Writing Task 1 Samples / Band 7.5

Discuss the advantages and disadvantages of living in a cashless society. To what extent do you think the benefits of this development outweigh the drawbacks? Provide relevant examples and your own experience to support your answer.

Essay Sample

Living in a cashless society has both its detrimental and beneficial sides since you cannot buy anything without your phone or your credit card but also, having any device that allows you to access the internet would be enough for you to go shopping. In this essay, I will discuss both sides of the improvement and I believe that the drawbacks really do outweigh the benefits.
On the one hand, living in a cashless society seems to be really convenient, since you can make a payment as long as you have your phone or your laptop with you. No matter where you are, if you can access your bank account, you will be having all your money with you. For example, when people go to a faraway place for a trip, things will be much more simple to just carry your phone instead of some cash. They won't ever have to worry about not bringing enough money.
On the other hand, a cashless society will have a higher crime rate due to how easily money can be transferred.
Illegal trades require a large amount of money and usually, this large amount of cash leads to suspicion from the police and bank officers, which makes the criminals have a hard time trading their product. But in a cashless society, such a requirement for trade doesn't exist, allowing the lawbreakers to freely buy and sell illegal products.
Another drawback of living in a cashless society is that you will always have to pay a small fee for any trade you make. The reason is that whichever kind of bank account you have, they will charge you a little every time you make a payment with your bank account. This may not seem like much but the large the payment you make, the larger the fee you're charged so this will cost you quite a lot
In conclusion, although a cashless society gives you a lot of conveniences, I believe that such a society will have much more problems to deal with.